Featured real estate company is not a mortgage lender and so you should contact Gray Fox Mortgage directly to learn more about its mortgage products and your eligibility for such products. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 1135 Rose Hill Drive, Ste 101, Charlottesville, VA 22903.  

With 18 years of experience, Todd has helped nearly 2000 families get settled into their dream homes and has earned a reputation characterized by his responsiveness and dedication to his clients.

Todd says, “From first-time homebuyers to empty-nesters, I take pride in helping my clients achieve their homeownership goals. A mortgage can be one of the biggest financial decisions of my clients’ lives. I enjoy helping them connect all the pieces of the puzzle, navigating the detailed process for them, and taking extra care to ensure they’re comfortable and happy along the way.”

Licensed in Virginia, he focuses on Central Virginia, including Charlottesville and its surrounding areas from Augusta to Louisa. Todd is a member of Charlottesville Association of REALTORS®, Greater Augusta Association of REALTORS®, Mortgage Bankers Association, and sits on the advisory board of the Virginia Housing Development Authority. He frequently volunteers time and donates to local non-profits, and is actively involved in the sponsorship and volunteer work of various children’s charities. In his spare time, you may find him traveling with his wife, Tiffany, and keeping up with his two children, Miller and Ellie.